Three important financial tips when you've got an appointment at the doctor's or the hospital:

1. Is the physician's office, hospital or other provider a contracted network provider for your insurance? Check at both ends. Most insurors usually pay a lower share of the bill when you use out-of-network providers - meaning that you are obligated to pay more from your pocket. If your insurance plan isn't on the following list, call our Managed Care Director at (317) 736-2681.

2. Full insuror payment often depends on pre-certification being on record for referrals to specialist physicians, hospital inpatient admissions, diagnostic or therapy services, home care, etc. Normally the referring physician will get this pre-certification, but protect your pocketbook - ask for a record of the pre-certification.

3. Even when a hospital is a network provider for your insurance plan, this may not be true for the hospital-based physicians involved in your care - the radiologists who read your x-rays, CT or MRI; emergency physicians; pathologist who supervises your lab work; and others. You may receive a separate bill from these physicians or physician groups.

Insurance Plans Accepted at JMH

Many insurance companies offer different insurance programs. JMH may or may not be "in network" with each program. It is important to make sure that JMH is “in-network” with not only your insurance provider, but also the specific insurance program/plan.

• Advantage Preferred Plus
  
• Aetna
  
• America's Health Plan
  
• Anthem Blue Cross and Blue Shield
  
• BCE Emergis
  
• Beech Street
  
• Benefit Panel Services
  
• Capp Care
  
• CIGNA
  
• CorVel
  
• Encore Health Network
  
• First Health Network
  
• Florida Health / SunHealth
  
• ForMost
  
• HealthNetwork
  
• Humana
  
• Indiana Health Network
  
• M-Plan
  
• MultiPlan
  
• PlanVista Solutions
  
• Preferred Plan of Indiana
  
• PHCS (Private Healthcare Systems)
  
• ProAmerica
  
• Sagamore Health Network
  
• SIHO (Southeastern Indiana Health Organization)
  
• United HealthCare
  
• United Payors & United Providers, Inc. (UP & UP)